Deploy capital intoreal business cash flow.
Haven Equity Group operates a private investment platform that directs capital into short-duration, asset-backed lending to operating businesses. We pair institutional underwriting with transparent reporting — so qualified investors understand exactly how their capital is deployed.
How the Platform Works
A structured path from committed capital to deployed positions.
We operate a disciplined, repeatable process designed to give investors clarity into how their capital is put to work — from commitment through deployment, management, and reporting.
Capital Committed
Qualified investors commit capital under terms discussed directly with our team. We work with individuals, entities, and eligible self-directed retirement accounts.
Underwriting & Selection
Capital is deployed into short-duration lending to operating businesses. Each position is underwritten against cash flow, payment history, and risk-adjusted return criteria.
Capital Deployment
Funds are deployed across a portfolio of business cash-flow positions. Diversification and position sizing are managed to align with our underwriting framework.
Active Management & Reporting
Positions are monitored throughout their life. Investors receive regular reporting on capital deployment and performance, with direct access to our team.
Why Investors Work With Us
A private platform built on discipline, transparency, and partnership.
Diversification Into Real Assets
Capital is deployed into operating-business cash flow rather than publicly traded markets, offering exposure to a distinct asset class.
Transparency by Design
We provide clear reporting on how capital is deployed and how positions perform. Investors are not left guessing where their money is.
Direct Relationships
You work directly with our team — not a call center. Investment terms and economics are discussed one-on-one with qualified investors.
Short-Duration Positions
Our focus on shorter-duration lending means capital cycles back on a defined timeline, rather than being locked into long illiquid commitments.
Institutional Process
We apply institutional-grade underwriting, risk management, and documentation — the same discipline you would expect from a larger platform.
Built for Accredited & Eligible Investors
We work with individuals, business entities, and investors using eligible self-directed retirement accounts where appropriate.
Process & Transparency
How we deploy, manage, and report on capital.
Credibility is built on process. Every stage — from underwriting to reporting — is designed to give investors visibility and confidence in how their capital is put to work.
How Capital Is Deployed
Committed capital is deployed into short-duration lending positions to operating businesses. We diversify across positions and size each one according to our underwriting framework, rather than concentrating in a single name.
Underwriting & Risk Management
Each position is evaluated against cash-flow consistency, payment history, business stability, and risk-adjusted return. We apply concentration limits and ongoing monitoring to manage exposure throughout the life of each position.
Documentation & Structure
Positions are documented with clear terms and defined obligations. Investors receive offering materials and agreements directly, with terms discussed one-on-one before any commitment is made.
Transparency & Reporting
Investors receive regular reporting on capital deployment and position performance. Our team is available to answer questions directly — you always have a person to talk to, not just a portal.
Renewal & Rollover
As positions mature, capital returns and can be redeployed. We discuss renewal and rollover options directly with each investor based on their objectives and current opportunities.
Direct Communication
Important updates and reporting are communicated directly. We prioritize clarity and accessibility so investors can make informed decisions at every stage.
Diversification & Capital Preservation
Your capital isn't placed into one or two deals — it's spread across a portfolio.
Unlike owning a single stock or committing to one concentrated private position, capital committed to our platform is deployed across an entire portfolio — often spread across 60 to 80 different merchant positions at any given time.
This diversification means the outcome of any single merchant does not determine the outcome of your investment. If one position underperforms or defaults, it is one small piece of a broader, actively managed portfolio — not your entire allocation. We believe spreading capital thoughtfully is one of the most important ways to manage risk and work toward the preservation of capital.
Diversification and active management may reduce — but do not eliminate — risk. Private investments are not insured or guaranteed, and capital is still at risk.
60–80
Merchant positions across a typical portfolio
1
Defaulting position is one small piece — not your whole investment
Capital is spread across many positions so that no single merchant determines your outcome.
Investing Through Eligible Self-Directed Retirement Accounts
Retirement capital may be another source of investment capital — when structured appropriately.
Many investors hold capital in retirement accounts. Depending on the account type and your individual circumstances, a self-directed retirement account may be able to hold private investments like those offered through our platform. The information below is educational and general — it is not tax, legal, retirement plan, or investment advice.
Self-Directed Traditional IRA
Assets held within a properly structured Traditional IRA or other tax-deferred retirement arrangement may generally grow on a tax-deferred basis until distributions are taken, subject to applicable tax laws and account rules.
Self-Directed Roth IRA
For a Roth IRA, qualified distributions — including qualifying investment earnings — may generally be received free from federal income tax when the applicable IRS requirements are satisfied.
Self-Directed 401(k) / Qualified Plans
Certain investors may be able to invest through a self-directed 401(k) or other eligible qualified retirement plan, where permitted by the applicable plan documents and provider.
No Tax Guarantees
The availability and tax treatment of any investment depend on your individual account structure and circumstances. We are not representing that every investment made through a retirement account will be completely tax-deferred or tax-free. Certain private investments can generate unrelated business taxable income (UBTI) or other tax consequences within a retirement account, depending on the underlying investment structure.
Prohibited Transactions & Disqualified Persons
Self-directed retirement accounts investing in private or alternative assets are subject to additional IRS rules. An investor cannot improperly use retirement plan assets for their own present benefit, and cannot enter into certain transactions involving themselves or other disqualified persons. You must use an appropriate custodian, trustee, plan administrator, or other qualified provider where required, and comply with applicable IRS and retirement plan requirements.
Consult Your Advisors
You should consult your own tax attorney, CPA, financial advisor, and self-directed retirement account custodian before making any investment. The content on this page is general and educational only — it is not tax, legal, retirement plan, or investment advice, and nothing here should be relied upon as such.
Common Questions About Retirement Account Investing
Educational only — not individualized advice.
Investor FAQs
Questions investors ask before committing capital.
Request Investment Information
Start the conversation. Request offering information.
Share a few details and a member of our team will reach out to discuss your objectives. This is an inquiry — there is no obligation to invest.
A Division of Haven Equity Group
Business Working Capital & MCA Funding
Alongside our investment platform, Haven Equity Group provides working capital solutions to operating businesses. This lending division is the source of the positions our investors participate in — and it is available to qualified businesses seeking fast, flexible funding.
If you are a business owner looking for capital — rather than an investor looking to deploy it — our working capital team can help. Funding decisions are made quickly, with terms based on your business cash flow rather than a traditional credit score alone.
Inquire About FundingRevenue-Based Financing
Working Capital
Receivable Factoring
Short-Term Lending
Tailored Capital Solutions Fueling Business Growth
Haven Equity Group MCA is committed to empowering businesses with personalized working capital solutions. Our team values integrity, flexibility, and partnership, ensuring every client receives funding aligned with their unique goals for hiring, marketing, inventory, and expansion.
Ready to Experience Haven Equity's Growth Plan?
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